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What exactly is the Fair Credit Reporting Act?

April 26, 2017ACT credit fair

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What exactly is the Fair Credit Reporting Act?

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The FCRA is the base federal legislation that governs the practices of the various credit bureaus across the US. It was enacted to protect consumers from the abuses of credit bureaus and creditors. It is a complex law that has been amended a number of times and carries with it a number of protocols that cover use and application in specific situations.