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What exactly is COBRA?”

COBRA
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What exactly is COBRA?”

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COBRA is a federal law that allows employees who are losing their medical coverage to purchase from their employer,at full cost and for up to 18 months, the same benefits that they received as an active employee. When going on COBRA, you may switch to any other health plan offered by your employer. While on COBRA, you may also maintain any dental or vision plan you had as an active employee. Payment for COBRA is arranged through your employer; deductions cannot be taken from your pension benefit. If you are a state benefit recipient, a Retirement Counselor will help you complete the proper paperwork if you choose COBRA. However, billing for COBRA health care is handled by the State Employee Benefits Office. They will send you an initial bill indicating your monthly premium. You will not receive a monthly bill, but you must pay the monthly premium on time. If you are a municipal or teacher benefit recipient, your COBRA benefits will be administered and billed through your former employe

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