What exactly does Third Party Insurance cover?
Third Party insurance covers: Personal Injury Property damage. the name suggests, Third Party Insurance cover for Personal Injury includes: • Liability for death or injuries to third parties – this means that you are insured against death or injury (caused by your vehicle) to pedestrians, occupants of other vehicles , and outsiders other than passengers, for unlimited amounts. Passengers of private vehicles and pillion riders are also deemed covered. • Liability to employees connected with operation of the vehicle- this means you are insured against death or injury (caused by your vehicle) to the vehicle’s drivers, cleaners, conductors, coolies, employees used in the operation of the vehicle. • Liability to passengers carried in the vehicle for hire or reward – this means that as owner of a taxi, bus or auto-rickshaw, you are insured against death or injury (caused by your vehicle) to the passengers.
