What exactly does the insurance companies do, that makes their participation in health care so necessary?
Health Insurance Companies are the ones who provide health care. They sell their different plans to employers and, or the private sector, meaning individuals, families and so on. They offer PPO’s, or HMO’s. The old 80%/20% plan doesn’t exist anymore. There are some employers who self insure their employees, but still use a health insurance company. In other words, the employer pays the medical claims, instead of the insurance company. That’s the importance they play in this game. Without them, there would be no health insurance. That’s why national health care reform is so important and why the insurance companies are fighting it tooth and nail. They don’t want competition from national health care. They would lose allot of business and their CEO’s wouldn’t get their billion dollar bonuses like they do now. They lobby Republicans the most to fight national health care reform, which is exactly what the Republicans are doing. They are also planting people in these insane town hall meetin
