What exactly does our national insurance go towards??
It pays for the NHS and contribution based welfare benefits. Without it we would not have a free health care system. Your payments insure you against old age, incapacity and unemployment (paid as State Pension, Incapacity Benefit and Jobseekers(C)), the amount we pay compared to what we recive is spectacular, no private insurance company would provide so much for so little. Obviously the more you earn the more you contribute, but it is not an excessive amount, and ensures that those without are catered for.