What else has been said about disability insurance and ERISA?
Chief Judge William G. Young who was appointed to the United States District Court for the District of Massachusetts in 1985, by President Ronald Reagan, has offered some pointed comments about ERISA and the disability insurance industry. His most recent opinion in these areas can be found at: Radford Trust v. Unum , 321 F.Supp.2d 226 (D.Mass. 2004), or http://pacer.mad.uscourts.gov/dc/opinions/young/pdf/radford%20mem.pdf In Radford Trust, Judge Young stated in part: Before delving into the merits, some general comments about ERISA cases are in order. The decisions whether and how to ensure that disability does not lead to poverty are obviously of great societal importance. In this country, although we provide limited disability insurance through Social Security, we rely primarily on private insurance, typically in the form of disability benefits plans administered by insurance companies under contract with employers. A number of current trends suggest that if anything, the role of Soc