What does the term “covered in full” mean as it relates to our employees prescription lens benefit?
The vision plan is designed to cover “basic” lenses and frames. A basic lens is considered an uncoated plastic or glass lens. Any upgrades or add-on’s to the lens will be the member’s responsibility unless specifically covered by their employer’s plan. Examples of upgrades and add-on’s include anti-reflective and scratch coatings. The member pays the extra charges directly to the provider. Items requiring additional charges are listed under the Limitations & Exclusions section of the Outline of Benefits schedule.