What does the policy cover if one travels to a SARS / Bird Flu affected country?
TravelJoy covers the medical expenses & hospitalisation allowance if one contracted SARS or Bird Flu at the country they travelled to, provided that the trip has already commenced prior to any travel advisory warnings or statements issued by any government authorities against travelling to that country. The policy does not cover death due to SARS or Bird Flu ,as the Personal Accident section covers only death caused by Accidents excluding any medical conditions.
