What does the L2C Thin File Model do?
Our L2C Thin File Model uses alternative data to identify creditworthy prospects among previously unscoreable consumers and predict the likelihood of their accounts becoming 90 days or more delinquent in a 12-month period. This insight – in the form of an easy-to-read score – can be used to increase consumer loyalty and repeat business by offering better credit terms or first-time credit to underserved buyers, and improve operational efficiency through real-time credit decisions and reduced manual review costs.
Related Questions
- When I am manipulating a slider within a Working Model file, I am confined to a set of preset values. How do I input a nonpreset number, e.g., 3.5678?
- My Working Model file no longer gives me the answers found in the Beer & Johnston textbook. Whats the problem?
- I cannot seem to find an input slider in a Working Model file. Where is it?
