What does the Fair Credit Reporting Act (FCRA) have to do with background checks?
The FCRA is not just for Credit Reports. The FCRA regulates the collection, storage, and sale of personal information including, but not limited to, criminal history records, driving records, worker’s compensation reports, educational credentials, credit history checks and employer reference checks for employment related purposes. The FCRA regulates the information and responsibilities of employers and the consumer reporting agencies such as CME. Failure to comply with these regulations can result in significant penalties and/or face criminal prosecution.
