What does the average American woman know about consumer-directed health care plans?
A4: Based on a recent survey conducted by Plan for Your Health to evaluate the knowledge of women (the primary health care decision makers) when it comes to health care planning, we found that: • Although most women (65 percent) consider themselves knowledgeable about their health insurance plan, a significant number do not know even basic information regarding the financial aspects of health coverage: • Fifty percent of women with an employer-sponsored health plan do not know how much the employer contributes to the plan each month. • A significant percentage of women surveyed (33 percent) admit they do not know what coinsurance is. • Forty-three percent of women believe a visit to the primary care physician costs less than $50, when in fact, the average office visit costs $200. • Only 19 percent of women have a budgeted amount of money set aside for annual health care costs.
