What does residential National Flood Insurance cover?
Residential building coverage insures a house or dwelling, attached and detached garages, as well as certain permanently installed fixtures such as built-in dishwashers, permanent shelving and cabinetry, furnaces and radiators, hot-water heaters, plumbing fixtures, stoves, ovens and refrigerators. Residential coverage of the basement includes structural elements, essential equipment and other basic items normally located in a basement. Residential contents coverage insures most of your personal property and belongings.