What does NRMA Insurance’s flood cover include?
Your home contents, buildings, combined, landlord and strata insurance policies include cover for other causes of flooding. This means that you will be covered as a result of: • Rainfall outside your local area causing a river or creek near you to overflow. For example, rain falls a distance away from your home and three days later the river near you overflows causing flooding to your home • Water escaping or being released from a body of water such as a river, lake, storm water channel, canal or dam but not the sea You will also be covered for storm surge if it causes damage at the same time as a flood. Storm surge is an increase in sea level that usually happens when there is an intense storm or cyclone.
