What does Non-Evidence Maximum (NEM) refer to?
A. Certain benefits (such as Life, AD&D and Disability coverage) may be wage-related. A Non-Evidence Maximum (NEM) refers to the maximum amount of insurance coverage which may be available to an eligible insured person without having to provide medical evidence of health (Evidence of Insurability). If a NEM applies to a particular benefit under your group plan, the NEM amount will be stated in your Employee Benefits Booklet on the applicable ‘Schedule of Benefits’ page. For some group plan benefits without a specified NEM, mandatory Evidence of Insurability may need to be provided. Check with your Group Plan Administrator. You should review your coverage regularly, especially if your salary increases, to determine if you are eligible to apply for additional coverage beyond the NEM (sometimes called ‘excess coverage’). Coverage approved over and above the NEM will be subject to an overall maximum coverage amount, stated on the ‘Schedule of Benefits’ page of your Employee Benefits Bookle
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- Refer to the figure. What is the maximum possible throughput obtained end to end on this network when the user on Lab A communicates with the user on LAB D?
- What does Non-Evidence Maximum (NEM) refer to?
