What does motorcycle insurance cover?
• Accessories if you carry comprehensive or collision coverage, your policy includes coverage for your accessories (coverage amounts vary by state). Accessories may include: backrests, chrome pieces, saddlebags, seats and CB radios. If needed, you may purchase additional coverage. JMV Insurance motorcycle insurance collision coverage also provides protection for your helmet. • Bodily injury liability protects if you injure or kill someone while operating your motorcycle. Also it provides for legal defense if another party in the accident files a lawsuit against you. Bodily injury liability covers injury only to people, not your motorcycle. • Comprehensive physical damage pays for damage to your motorcycle from theft, fire, vandalism, flood or certain other perils. • Collision pays for damage to your motorcycle if your motorcycle hits or is hit by another vehicle or object. • Medical payments, no-fault or personal injury protection usually pays for medical expenses of the injured driver
