What does mobile home insurance cover?
Many people do not realize the full value of their home insurance policy. Mobile home insurance typically provides the following coverage: This protects your home: Dwelling/Property – This typically pays to repair or purchase a new mobile home if it is damaged or destroyed by and insured event like a kitchen fire or windstorm. These protect you and other people: Personal Liability – this applies if someone is insured or property is damaged and you are to blame. Medical – This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. Additional Living Expense – If you can’t live in your home because of a covered loss, typically your home insurance will pay additional living expenses while your home is repaired or rebuilt. These protect your belongings: Personal Property – Your home is filled with furniture, clothes, sports equipment, and other items that mean a lot to you. This helps replace these it