What does MIA research mean for Indias poorest communities?
In India, out-of-pocket expenses on health care account for 77 percent of the total health care expenditure. High aggregated health costs force three percent of the population annually and one in four hospitalized patients to fall below the poverty line. We anticipate that through the work at the MIA, there will be a clearer understanding of the working of micro health insurance schemes. In addition, it will bring to light the differences between CBHI and government sponsored health insurance schemes and bridge the gaps in the future design and implementation of such programs. Hopefully in the future, there will also be a knowledge diffusion and dissemination about various health insurance programs, which will in turn help communities to demand better services and programs for themselves.