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What does Loss of limbs mean with reference to Permanent Total Disablement (PTD)?

April 26, 2017disablement loss of limbs mean PERMANENT PTD Reference total

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What does Loss of limbs mean with reference to Permanent Total Disablement (PTD)?

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An actual loss by physical separation of the hand/s and/or leg/s, clearly discernible as loss of hand up to the wrist and/or foot up to the ankle can be classified as a ‘Loss of limbs’ while referring to Permanent Total Disablement.