What does it mean when the credit report says o record found?
If a credit report comes back with “no record found,” it may mean one of several things. Sometimes this is due to a typographical error in the data provided, so be sure to double-check the information before you send it to us. Another reason for “no record found” is that the applicant may have no established credit of any kind. If the applicant recently turned 18 or is a recent immigrant, for instance, he or she is likely to have no established credit record.