What does it mean when people refer to Florida as a “No Fault” State?
A. Florida is considered a “No Fault” state because drivers in the state are required to purchase personal injury protection insurance coverage which pays for their medical expenses and wage loss resulting from injuries in motor vehicle accidents. Specifically, this “PIP” insurance typically pays 80% of medical expenses and 60% of lost wages up to a $10,000 limit. The “No Fault” system does allow an injured person to bring a claim for unreimbursed medical expenses and lost wages, and “pain and suffering” against an at-fault driver if the injured person suffers a permanent injury or permanent scarring.
Related Questions
- Does the fact that Florida is a "no-fault" divorce state mean that marital misconduct is never at issue in divorce proceedings?
- I have heard that some state employment agencies can certify that people they refer are eligible to work. Is that true?
- What does it mean when people refer to Florida as a "No Fault" State?
