What does individual earn and corporate earn mean?
An individual-earn account allows the authorized cardholder to earn points for purchases on his/her assigned card. Cardholder also is authorized to redeem those points. With the corporate-earn option, as cardholders use their cards for purchases, points that accrue roll up to the corporate level. The individual cardholder cannot redeem them. Only an authorized redeemer designated by the company can redeem the points.