What does full coverage automobile insurance mean?
Full coverage generally means that both liability insurance and coverage for your vehicle are included. Liability will pay for damage and injury to people other than the policy owner and when the driver is at fault. Other coverage, such as collision, may cover the policy owners property. It does not mean that everything that happens to the vehicle is covered, except as listed in the terms of the policy. For instance, an expensive aftermarket stereo may not be covered if stolen, unless it is declared.
