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What does Excluding Baggage cover mean?

baggage cover excluding mean
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What does Excluding Baggage cover mean?

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It means that you can reduce the premium under your Marks & Spencer Travel Insurance by electing not to include cover for your baggage. Before you ask for this, please check that your household insurance provides suitable cover on your personal possessions whilst abroad, particularly for the period of travel (some policies limit the cover to 30 or 60 days in any one year).

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