What does EPLI cover?
EPLI covers employers as for claims made against them by current, previous, and prospective employees for allegations of failure to hire, demotion, wrongful termination, and other adverse employment actions arising out of discrimination (including sexual harassment) and other violations of state, federal, and local labor laws. In addition, these policies may cover assertions of defamation, invasion of privacy, and other common law torts depending on policy wording. Coverage generally included defense and representation for hearings before authorities such as the EEOC, Department of Labor, and similar bodies.
