What does ‘enclosed’ mean and ‘substantially’ enclosed?
Premises will be considered ‘enclosed’ if they have a ceiling or roof (either a fixed or moveable structure or device), and except for doors, windows or passageways, are wholly enclosed, whether on a permanent or temporary basis. Premises will be considered ‘substantially enclosed’ if they have a ceiling or roof (either a fixed or moveable structure or device), but there are openings in the walls, which are less than half of the total area of walls.
