What does ELM Income Group® do?
ELM Income Group is an independent insurance agency. It aims to help retirees increase their sustainable lifetime income. ELM® does this in a number of ways. First, it offers easy access to innovative fixed annuities issued by very large insurance companies. It also publishes, on its website, research findings on creating sustainable retirement income that otherwise would be difficult to locate in one place. Lastly, it provides full disclosure of the terms of the fixed annuities it offers. This is done using both the ELM website and the insurance company call centers dedicated to the annuities offered by ELM. ELM Income Group, Inc. is not a subsidiary of, nor affiliated with, Principal Life Insurance Company, or any of its subsidiaries.