What does comprehensive cover on auto insurance?
When shopping for car insurance, there are several different options to choose. Comprehensive insurance is usually an essential add-on to a state minimum and most people should consider this type of coverage.IdentificationComprehensive auto insurance covers damages to your car that are not due to an accident with another car, such as floods or theft, reports CarJunky.com.BenefitsCars purchased through a loan or lease agreement generally require comprehensive coverage. Newer cars may also want to provide against unforeseen danger that could completely destroy the car, reports CarInsurance.com.ConsiderationsOlder cars usually do not see any benefits from comprehensive insurance, because the cost of a policy will probably outweigh the actual value of repair or maintenance costs, reports CarInsurance.TipsHow much comprehensive coverage you need depends on how much risk you are willing to assume. CarJunky reports that the typical comprehensive plan people get covers $50,000 to $250,000 in d