What does Collision coverage pay for?
A11: Collision coverage pays if your auto collides with an object, including another car, or if it overturns. Your own insurer will pay for such damage even if the collision is your fault. In addition, collision premiums are based on the make and model year of your car. You should evaluate the current market value of your car and your ability to afford a similar car should it be destroyed before you purchase this coverage.
