What does choice of fund mean?
Many employees are able to choose their own super fund into which SG contributions are paid, unless: • You pay superannuation for your employee under a state award or industrial agreement or under certain workplace agreements, including an Australian Workplace Agreement (AWA) and collective agreements (although choice can also be provided under these awards or agreements). • Your employee is a federal or state public sector employee excluded from choice by law or regulations. • Your employee is in a particular type of defined benefit fund or the employee has already reached a maximum benefit in that defined benefit scheme. • If you are not sure what award or industrial agreement, if any, your employees are covered by, simply contact the workplace relations department in your state or territory.