What does Bodily Injury Liability (BI) pay for?
Bodily Injury Liability Insurance (BI) is the part of an automobile insurance policy that pays for economic (actual medical and funeral) and non-economic (pain and suffering) damages when someone suffers serious and permanent injury or death in an accident involving an automobile. In order for this portion of the policy to respond, the insured must be legally responsible for the accident. The insurance company will pay for injuries up to the limits of the policy and provide legal representation for the insured if they are sued.
