What does Automobile Insurance Cover?
Liability Coverage: This coverage is provided for the listed drivers and auto on your policy. The liability coverage provides funds up to the limit of the policy to settle the at fault claim on your behalf. If you do not have liability insurance or enough liability insurance to pay a claim, the party that was damaged, (due to your negligence), may go after you personally. The most important item to remember is that you need to have the liability limits higher than your personal assets. If not, you may have to sell your personal possessions to pay for your claim. Medical Payment: This coverage allows the party that was injured within your auto to have their medical bills paid due to injuries sustained within your vehicle. The payments would be paid up to the limit of the medical payments coverage and are subject to the policy language. Make sure you understand this coverage and its limitations, conditions and exclusions before you buy it. Comprehensive: Provides coverage for accidental
