What does an intermediate small bank have to do to earn a “satisfactory” or “outstanding” rating?
An ISB must achieve a “satisfactory” rating on the lending and the community development tests to earn an overall “satisfactory” CRA rating. An ISB that receives an “outstanding” rating on one test and at least “satisfactory” on the other test may receive an overall rating of “outstanding.” If an intermediate small bank receives a “needs-to-improve” rating on either the lending or the community development test, it will receive an overall “needs-to-improve” rating.
Related Questions
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