What does an Indexed Universal Life policy offer over a more traditional universal life policy?
Over time, we believe that an Indexed Universal Life policy has the potential for greater interest crediting than a more traditional policy. Consequently, this could mean more cash value, more retirement income, or lower total premiums if the policyowner wishes to discontinue premiums and use the policy cash calue to support the internal expenses (surrender charges, as specified in the policy, could apply).
