What does an ICBC adjuster do?
An ICBC adjuster works for ICBC. One of ICBC’s goals is to pay out as little money in claims as possible. This means that in every case, including yours, the adjuster is looking for ways to save ICBC money. The adjuster’s job is to win your confidence, gather information with an eye to minimizing your claim and pay you as little as possible for your injuries. While doing all of this the adjuster may suggest to you that they are “your” adjuster and he or she wants to be fair. What if I’m injured and the accident is my fault? You are entitled to “no fault” benefits, sometimes called “Part 7” benefits , as they are defined in Part 7 of ICBC’s regulations. No fault benefits pay you limited income replacement (3/4 of your normal weekly earnings up to a maximum of $300.00 a week) and rehabilitation costs such as physiotherapy and medication up to a limit of $150,000. One thing no fault benefits do not cover is user fees for physiotherapy or chiropractors. You will have to pay those yourself.
