What does an Experian Credit Report contain?
Experian collects information about you and your credit history from public records, your creditors and other reliable sources. They make your credit history available to your current and prospective creditors and employers as allowed by law, which can expedite your ability to obtain credit. Many credit grantors rely on Experian data exclusively. Many companies, when deciding whether or not to grant credit to you, use the FICO score, a score based on your Experian credit report. Experian Credit Report Fields The Heading The Heading is at the very top of the report. It contains the inputting information. Time, Date, and Reference Number. The inputting information includes the name, social security number, and address of the applicant followed by the name of the requesting party. Identifying Information The next section of the report is the applicants’ identifying information. Here you’ll find identifying information like your name, current address, social security number, date of birth,
