What does “AD&D” mean?
“AD&D” stands for “Accidental Death & Dismemberment”. “Accidental Death” occurs if someone dies by accident. “Dismemberment” occurs if someone loses sight, a hand, a leg, etc. What does “AD&D beneficiary” mean? This is the person who will receive insurance money if the insured dies. What is “return of mortal remains”? It is a benefit that covers costs associated with returning your body to your home country if you die while traveling abroad. What does “common carrier AD&D” mean? Some policies offer accidental death and dismemberment coverage only if the death or dismemberment occurs while on an airplane or other mode of public transportation. “Common carrier” refers to a mode of public transportation. How are health insurance claims covered? For the small, non-emergency claims, you typically pay the provider for the care provided. You save your receipts. You submit your request for reimbursement. Your policy will contain reimbursement request forms that can be faxed for immediate reimb
