What does a Shelter Insurance® boat insurance policy cover?
Our boat insurance policy covers liability and medical payments. Your Shelter boat insurance policy covers the legal liabilityA coverage that helps pay your legal liability for bodily injury or property damage to others. Exclusions and limitations will apply. , up to your purchased policy limits, that you may incur if you or someone using the insured boat with your permission accidentally causes bodily injury or property damage to another party. If you or someone else is accidentally injured while riding in or being towed by the insured boat, your Shelter policy will cover the resulting reasonable medical expenses up to the limits of your purchased policy. Exclusions apply to all coverages and coverage will be determined by the policy purchased and the details of the situation.
