What does a mobile home insurance policy cover?
Coverage for the structure of your mobile home. Your mobile home policy protects your mobile home and adjacent structures (structures you own that are on the same piece of land as the home but are not attached to it, such as a shed or detached garage) from all forms of loss unless they are specifically excluded in the policy. Coverage is provided for a wide range of perils, including but not limited to fire, windstorm damage, damage from falling objects, lightning, explosion, and more. In most cases a regular mobile home policy will not cover your mobile home while it is in transit. Protection for your personal effects. Your policy also includes protection against a wide range of perils for your personal property, whether it is inside the mobile home or in an adjacent structure such as a shed. Personal property coverage also applies while your property is away from your home, but with a lower maximum limit and a smaller range of perils insured against. Personal liability protection. Ac
