What do the regulations mean by the term “invest”?
Under the regulations, an alien is required to “invest” or be “actively in the process of investing” the required capital. The mere intent of investing does not meet this requirement. However, the INS does allow investors to demonstrate the “commitment of the required amount” at the time of filing the immigration petition to satisfy the regulations. The Investment Visa Program requires that the investor only invest an initial percentage of the required capital — in some cases, as little as US$137,000, which includes all legal fees and costs, and which remains in a legal, interest-bearing Escrow Bank Account until the issuance of the immigrant visa. The difference between the initial capital investment and the US$500,000 total is satisfied through a bank loan, which can be arranged by our servicing affiliate. The costs for the loan are included in the original fees and costs and there is no additional interest expense. This procedure protects the investor and guarantees that his or her
