What do renters insurance policies typically protect against?
Policies vary, but many cover direct physical loss to your personal property if damaged by the following: Fire Lightning Windstorm Hail Riot or civil commotion Smoke Vandalism or malicious mischief Theft Falling objects Weight of ice, snow or sleet Accidental discharge or overflow of water or steam Sudden accidental tearing, cracking or burning of certain appliances or water heating systems Freezing of certain systems or appliances Sudden and accidental damage from artificially generated electric current Volcanic eruption If choosing a policy makes sense for you, enter your address above to see if renters insurance is available in your area.