What Do Periods of Lower Interest Rates Mean for Structured Settlements?
A. Even during periods of lower interest rates there is generally a wide spread between structured settlement annuities and treasuries as well as corporate bonds of similar credit quality. The tax leverage afforded by a structured settlement still applies. When the economy is slowing or the stock market is volatile, it is wise to shift a portion of your assets into fixed income, which is what a structured settlement provides. Even in a growing economy those who cannot accept volatility in investment returns or have an absolute need for income will benefit from a structured settlement. The variable structured settlement*, for those with suitable risk tolerance is also an option (when packaged with a traditional structure as required by underwriting rules). Structured settlements offer peace of mind, safety, tax leverage and a competitive rate of return. * note that variable structured settlement products are offered only by prospectus and through structured settlement brokers, affiliate
A. Even during periods of lower interest rates there is generally a wide spread between structured settlement annuities and treasuries as well as corporate bonds of similar credit quality. The tax leverage afforded by a structured settlement still applies. When the economy is slowing or the stock market is volatile, it is wise to shift a portion of your assets into fixed income, which is what a structured settlement provides. Even in a growing economy those who cannot accept volatility in investment returns or have an absolute need for income will benefit from a structured settlement. The variable structured settlement*, for those with suitable risk tolerance is also an option (when packaged with a traditional structure as required by underwriting rules). Structured settlements offer peace of mind, safety, tax leverage and a competitive rate of return.
