What do people with Medigap policies need to do to get Medicare prescription drug coverage?
Like any other people with Medicare, anyone with a Medigap policy will need to join a Medicare drug plan if they want to get Medicare prescription drug coverage that meets their needs. If you have a Medigap policy that includes prescription drug coverage, and you choose to join a Medicare drug plan, you should notify your Medigap insurer. If you choose to keep your Medigap policy for your other health expenses, the insurer will remove the drug coverage from the Medigap policy, and adjust the Medigap premium. In some cases, the insurer is also required to offer you a different Medigap policy that does not include prescription drugs. A person ca not have prescription drug coverage through Medigap and through a Medicare drug plan at the same time.
Related Questions
- Does prescription drug coverage under a Medigap (or Medicare Supplement) plan H, I or J qualify as "creditable coverage" for purposes of avoiding the Medicare Part D late enrollment premium penalty?
- Does your prescription drug coverage come from a Medigap (Medicare Supplement Insurance) policy?
- How much will people have to pay for Medicare Part D prescription drug coverage?
