What do Independent Financial Advisers (IFAs) actually advise on?
Generally IFAs will give advice on various forms of investments, including regular saving schemes and lump sum investments, pensions for individuals and companies, life and health insurance and mortgages. Some IFAs offer additional services such as Tax Planning, Will writing, and more in depth Financial Planning, whilst others may specialise in mortgages, pensions or investment. In choosing an IFA it is worth finding out if they specialise in any particular areas.