What do I need to know to access association-affiliated group health coverage with a pre-existing medical condition?
After the service wait, the first time an individual is eligible to enroll in group benefit programs is called the initial enrollment period. The initial enrollment period is the best time to enroll if you have a new diagnosis considered to be a pre-existing condition. During the initial enrollment period, your medical history is not subject to medical underwriting. However, pre-existing condition exclusions may limit or delay the use of coverage (see HIPAA provisions).
Related Questions
- How does changing jobs with a pre-existing condition affect my eligibility for association-affiliated group health coverage?
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