What do FICO scores ignore?
– Your race, color, religion, national origin, gender, sexual orientation, or marital status. – Your age. – Your salary, occupation, title, employer, date employed, or employment history. – Where you live. – Any interest rate being charged on a particular credit card or other account. – Certain types of inquiries (such as promotional, account review, insurance or employment-related inquiries). – Any information not found in your credit report. – Any information that is not proven to be predictive of future credit performance.
