What do collision and upset & comprehensive insurance cover?
Collision and upset insurance covers any damage to your vehicle caused by impact with another vehicle or object, for example a guard-rail, or any damage caused by your car rolling over. Comprehensive insurance covers other losses, for example due to fire, theft or vandalism. back to top What is a deductible? A deductible is your share of the amount that needs to be paid to cover the repair or replacement of your vehicle. back to top How much auto insurance is enough? Auto insurance is a regulated product. You must have a minimum amount of coverage that is mandated by your provincial government. This minimum coverage may change over time, so for the most up to date minimum coverage, check out your province’s website. If you need extra coverage on top of the minimum amounts required, then you are responsible for the shortfall. For example, if you are in an accident in which you damage someone’s property and they successfully claim $500,000 in damages, but your policy only covers you for
