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What different types of homeowners coverages are available?

April 26, 2017coverages different homeowners types

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What different types of homeowners coverages are available?

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A. There are several different types, but most homeowners carry full coverage for all perils including losses associated with any sudden and accidental event. In the case your home is totally destroyed, you may wish to consider having replacement cost coverage so that you can rebuild your home. The all perils coverage usually includes coverage for your liability to your guests. Other types of homeowners insurance cover only fire and weather events. Some are designed specifically for renters.