What determines the amount a Cardmember can spend?
When a Charge Card account is first set up, information from the application is used to estimate an initial level of spend. For the first few months, this would be the level up to which charges would automatically be approved. After the first few months, the approved level of spend is determined by the previous spending pattern and the account payment history. However, if a Cardmember wishes to spend more than usual, American Express may be able to arrange this, provided we are contacted beforehand.
