What dependents are eligible for coverage?
The following people are eligible to enroll in the insurance plans as dependents: • Your spouse. • Your unmarried children through December 31 of the year they reach age 19. • Children must be members of your immediate family by birth or adoption or other children who live with you in a parent-child relationship and are dependent on you for support. • Your child from age 19 through December 31 of the year he or she reaches age 25 if a full-time student (as defined by the educational institution), and a dependent according to Section 152 of the Internal Revenue Code. Proof of your child’s full-time student status will be required each year. • Your child age 19 or older who is physically or mentally handicapped and dependent according to Section 152 of the Internal Revenue Code. Proof of dependency must be submitted at the time of application, including (1) a letter from the attending physician stating the child is handicapped and incapable of self-sustaining employment, and (2) a copy o