What debts survive bankruptcy?
All debts of any kind or amount, including out-of-state debts, are dischargeable under Chapter 7 except those listed below. The following types of debts are not dischargeable under Chapter 7: • Debts for certain taxes, including but not limited to taxes that became due within the last three years. • If the creditor filed a complaint and if the court so rules, debts for obtaining money, property, services, or credit by means of false pretenses, fraud, or a false financial statement (included here are certain debts for luxury goods or services and for certain cash advances made within 60 days before the case is filed). • Debts not listed on the debtor’s Chapter 7 papers, unless the creditor knew of the case in time to file a claim. • If the creditor files a complaint and if the court so rules, debts for fraud, embezzlement or larceny. • Debts for alimony, maintenance or support, with certain very limited exceptions. • If the creditor files a complaint and if the court so rules, debts for